Good morning. You're owed $196,635.
Overnight the agent built one pay app, sent two follow-ups and caught a lien deadline that's 17 days out. Three things need your OK.
Needs your OK
3 waitingKeelson Contractors owes $22,150. Last work June 2, so the 4-month lien deadline is Oct 2. The owner notice and lien statement are drafted and ready for attorney review.
$81,985 due after 5% retainage. Built in Harlow Vance's format with a conditional waiver and current insurance certificate. Their cutoff is the 25th.
Midtown Medical. Super approved the extra VAV boxes on site Aug 28, but nothing's signed yet. $9,400 is at risk without a signature.
What the agent did
Last 24 hrs- 6:12a
Built Pay App #6, Midtown Medical
Pulled progress from Marco's text: "ductwork 3rd fl about 80%, RTUs all set."
- 6:04a
Flagged Huntsville lien deadline
17 days left. Drafted the notice and queued it for your OK.
- Mon
3rd follow-up to Brightwater AP
Invoice 1142 is 41 days old. Added the PO number to every page like their AP asked last time.
- Mon
Asked your insurance agent for a new COI
Current certificate expires Sept 30. Harlow Vance rejects pay apps with expired COIs.
- Mon
Logged Tessaro's July nonpayment
Tennessee notice of nonpayment is due Oct 29. Reminder set for Oct 15.
Watch the agent build a pay app
This used to take your office manager most of an afternoon. The agent reads the contract once, remembers each GC's rules and fills everything in from a foreman's text.
- 1
Read the subcontract
Retainage 5%. Pay apps due the 25th. Harlow Vance cover sheet required. Conditional waiver with every draw.
- 2
Pulled progress from the field
Marco (foreman), 5:48pm: ductwork 3rd fl about 80%, RTUs all set, piping halfway - 3
Filled in the schedule of values
Updated 3 line items and checked the math against Pay App #5.
- 4
Checked this GC's rules
COI expires Sept 30 (new one requested). Waiver must be notarized. Upload through their online portal, not email.
- 5
Attached the paperwork
Conditional progress waiver, COI, signed CO #3. CO #4 is held until it's signed.
- 6
Ready for your OK
Once approved, it submits and follows up on day 7, 14 and 21 until paid.
Continuation sheet
Period ending Sept 30, 2026| Item | Scheduled value | Previous | This period | % done | Balance |
|---|---|---|---|---|---|
| Totals | $412,000 | $206,900 | $86,300 | 71.2% | $118,800 |
Jobs & money owed
Every dollar you're owed, where it's stuck and what the agent is doing about it.
| Job | GC | Owed | Stuck on | Agent's next move |
|---|---|---|---|---|
| Midtown Medical OfficeNashville, TN | Harlow Vance | $81,985 | Needs your OK | Submit Pay App #6 through portal |
| Gulf Breeze RetailPensacola, FL | Brightwater GC | $38,400 | 41 days unpaid | 4th follow-up Thursday, then call AP |
| Huntsville WarehouseHuntsville, AL | Keelson Contractors | $22,150 | Lien due Oct 2 | Notice of lien, pending attorney review |
| Franklin ClinicFranklin, TN | Tessaro Construction | $21,300 | July unpaid | Notice of nonpayment by Oct 29 |
| Murfreesboro OfficeMurfreesboro, TN | Harlow Vance | $18,600 | Retainage, 97 days | Send closeout docs + final waiver request |
| Lexington Office BuildingLexington, KY | Oakhollow Building | $14,200 | On track | Watching. Notice window open until Dec 8 |
| Total | $196,635 |
Lien deadlines
Miss one of these dates and you can lose your right to the money. The agent counts the days for every job, in every state you work.
| Job | What's due | Deadline | Days left | Window used |
|---|---|---|---|---|
| Huntsville Warehouse, AL | File lien (4 months after last work) | Oct 2, 2026 | 17 days | |
| Franklin Clinic, TN | Notice of nonpayment for July work | Oct 29, 2026 | 44 days | |
| Gulf Breeze Retail, FL | Notice to Owner (45 days from first work) | Oct 21, 2026 | Sent Sept 8 | |
| Lexington Office Building, KY | Notice to owner (120 days, claim over $1,000) | Dec 8, 2026 | 84 days |
Rules the agent tracks for subcontractors
Tennessee TN
- Before work
- No notice needed
- If unpaid
- Notice of nonpayment within 90 days after the end of the month worked
- File lien
- 90 days after completion (30 if a notice of completion is served)
- Enforce
- 90 days after filing
- Watch out
- No sub lien rights on owner-occupied 1 to 4 unit homes (few exceptions)
Florida FL
- Notice to Owner
- Within 45 days of first work
- File lien
- 90 days after last work
- Enforce
- 1 year after recording (can be cut to 60 days)
Alabama AL
- Notice
- Written notice to owner before filing, as early as possible
- File lien
- 4 months after last work
- Enforce
- 6 months after the full debt is due
Kentucky KY
- Notice to owner
- 120 days after last work (75 if under $1,000 or owner-occupied home)
- File lien
- 6 months after last work
- Enforce
- 12 months after filing, no extensions
- Public jobs
- Over $40,000: bond claim instead of a lien
Rules are summarized from public lien law guides for this demo. Liens generally don't apply to government projects, which use payment bond claims instead. They are not legal advice. Before launch, every template and deadline rule gets reviewed by a construction attorney in each state.
GC scorecard
Every pay app teaches the agent something about the GC: how fast they really pay, what format they want and who holds things up.
| General contractor | Avg days to pay | How they want it | What trips people up | Learned from |
|---|---|---|---|---|
| Harlow Vance Builders | 38 | Online portal, own cover sheet | Rejects expired COIs. Waivers must be notarized. | 14 pay apps |
| Oakhollow Building Co. | 45 | Email PDF to PM and AP | PM approves Fridays only | 6 pay apps |
| Tessaro Construction | 52 | AIA-style form, wet signature | Pay-when-paid clause. Ask for owner's pay date. | 9 pay apps |
| Brightwater GC | 67 | Email PDF to AP | PO number required on every page | 11 pay apps |
| Keelson Contractors | 94 | Mail and email | Disputes change orders without signatures. Protect lien rights early. | 5 pay apps |
Down the road, this data across many subs shows which GCs pay on time before you bid their work.
How it pays for itself
Slide in your own numbers. The goal is simple: get your money faster, and only pay for results.
Days cut is an assumption we'll test with pilot customers.
It does the work
Builds, sends and chases. No new software to learn. You approve, it does the rest.
You pay for results
Pricing tied to cash collected faster and retainage recovered. Pilot pricing to be tested.
It knows your GCs
Every pay app makes it smarter about who pays, how and when.
It surfaces every deadline
Lien and notice deadlines tracked for every job in every state you work.
Want to see this on your own jobs?
You finished the work. The paperwork decides when you get paid.
Get Paid is an agent that handles that paperwork for trade subcontractors. You approve. It does the rest.
Sources: Billd, 2026 National Subcontractor Market Report (600+ respondents, June 2026). Siteline, The State of Subcontractor Billing in 2025 (August 2025).
Where the money gets stuck
Six steps sit between finished work and cash in the bank. Any of them can stall.
- 1
Work gets done
Stalls: Progress lives in a foreman's head or a late text.
Get Paid: Reads the text and logs progress against the contract.
- 2
Pay app goes together
Stalls: Each GC wants its own format and cutoff. Miss it and you wait a cycle.
Get Paid: Builds it in that GC's format, ahead of the cutoff.
- 3
Paperwork gets attached
Stalls: An expired insurance certificate or missing waiver sends it back.
Get Paid: Checks and attaches waivers, insurance and signed change orders.
- 4
GC approves it
Stalls: It sits in a PM's inbox. Pay-when-paid clauses add more waiting.
Get Paid: Follows up on day 7, 14 and 21 until it moves.
- 5
Money lands
Stalls: Nobody has time to chase an aging invoice.
Get Paid: Chases AP with exactly what they asked for last time.
- 6
Retainage comes back
Stalls: Often 5 to 10% held until closeout, sometimes for months.
Get Paid: Sends closeout docs and the final waiver request.
- !
Under all six
Stalls: The lien and notice clock. Miss a date and you can lose the right to the money.
Get Paid: Counts the days for every job, in every state you work.
Before launch, a construction attorney in each state reviews every template and deadline rule. Nothing here is legal advice.
How it's different
Not more software
No new system for your office to learn. It does the work and asks for your OK.
Not a loan
It gets you money you're already owed, faster. Nothing to pay back.
Nothing goes out without you
No pay app, notice or lien leaves without your approval.
It learns your GCs
Every pay app teaches it who pays fast, what format they want and who stalls.
Give me 20 minutes
Before building more, I'm learning how getting paid really works for subs. Nothing to buy yet.
Starting in Tennessee, Florida, Alabama and Kentucky. All trades.